REAL ESTATE SERVICES
Attorney Shettle treats you the same way he would a family member or close friend, all the while attentive to the important legal and financial details of every transaction. His knowledge and experience in residential real estate, along with his personal touch, is a combination for successful closings.
For "First Time Home Buyers” he offers a free consultation soon after a purchase contract is signed. He explains the real estate closing process from the time of signing the contract, through inspections, mortgage application, and the closing itself. This helps to alleviate some of the stress and anxiety that first- time home buyers can often feel in what is usually the largest financial and legal transaction of their lives to that point. It allows them to understand the entire process and what will be happening from a big picture perspective. It also allows the clients to meet Attorney Shettle early in the process versus only at the closing, to ask questions, and ultimately facilitates communication and trust. The meeting is free and is an added value from Attorney Shettle.
For all real estate clients, whether buying, selling or refinancing their homes, Attorney Shettle explains things in a way that is understandable and logical for the clients, and ultimately puts them at ease. You’re not just a transaction today, you’re a CLIENT, forever.
RESIDENTIAL AND COMMERCIAL REAL ESTATE TRANSACTIONS
The purchase or sale of real estate is the largest financial undertaking of most people's lives. Real estate transactions involve many moving pieces and can be overwhelming. If you don't understand the process, you could be agreeing to terms that are not favorable to you or sacrificing important contractual rights. Understanding the costs involved and the financing are equally important.
At the Law Office of Gregory R.. Shettle, LLC., we make the processes easier and understandable. Attorney Shettle helps you every step of the way through closing. He will explain each legal document, the costs and financing, and the process you are undertaking to you in terms you can understand so there are no surprises.
Our firm provides legal representation to both landlords and tenants during the negotiation, drafting and review of residential and commercial leases. We also represent landlords during eviction proceedings.
The mortgage industry is complex. If you are purchasing or refinancing your home, it's important to understand the rights and responsibilities laid out in your mortgage or loan documents. Having an experienced lawyer guide you through the process is the best way to ensure that your rights are protected and know that you are securing the best financing deal possible.
REAL ESTATE DISPUTES
Sometimes, real estate transactions have unexpected problems — homeowners and contractors disagree, or other property disputes arise. Sometimes buyers and sellers have disagreements. These issues can derail development projects, slow down construction and cause purchases/sales to fall through, wasting time and money for everyone involved.
Attorney Shettle is focused on solutions. When handling real estate disputes, Attorney Shettle will search for the most effective and efficient path to dispute resolution. If disputes can't be handled out of court, however, he will litigate.
REAL ESTATE TOPICS
Buying a home is probably the largest financial transaction you will ever make. If you are like most people, you will sign most — if not all — of your mortgage documents without really reading or understanding them.
Mortgage documents are complex, with heavy legalese and financial terms. They are not written for the average layperson.
Attorney Shettle believes you should know and understand what you are agreeing to before you sign.
KNOW BEFORE YOU OWE
Buying a home is a huge financial commitment. Most people who buy property take out loans to do so.
The Consumer Financial Protection Bureau (CFPB) is a government agency tasked with supervising lenders, developing rules to regulate the mortgage industry and educating consumers about mortgages.
Federal laws require the CFPB to provide buyers with two disclosures — the loan estimate and the closing disclosure — before closing. The loan estimate contains information about your loan. The closing disclosure includes all of your loan terms and closing costs.
"Know before you owe" disclosures are meant to protect homebuyers. But they don't do anyone any good if they aren't read and understood. That is where we come in.
Attorney Greg Shettle will sit down with you, review your mortgage documents and explain them to you in terms you understand. When you leave our office, you will know:
The total cost of your loan, taking into account your standard mortgage rate, mortgage points, origination fees and closing costs
Your estimated monthly payments
Your estimated escrow
The amount of cash you will need to close
The risks associated with your loan
CONTACT GREGORY R. SHETTLE, LLC
If you are taking out a mortgage to purchase or refinance property, contact our office. We will make sure you understand your financial rights and obligations laid out in your loan. Call us at 860-430-1200 to schedule a consultation.
Located in Glastonbury, we provide mortgage education services to clients throughout central Connecticut.